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What is Credit Card?

A credit card is a banking product that allows the holder to make purchases on credit. the card holder can done their purchases and pay later to the bank within 30 to 45 days. Additionally, it offers Monthly EMI, Cashbacks, Discounts, And Travel Benefits too.

The Bank verifies the applicant several documents to approve the application for the credit card. A Good Credit Score And Stable Monthly Income are basically required. Additionally, The Bank needs the necessary documents of the Personal, Income, And Address to complete the process too.


The bank will set a credit limit on your credit card which you can spend anywhere. moreover, the bank will also set the timing around 45 days to pay with no fee. After that, if you can’t pay on time it will start to add interest rate to your spend amount.

Additionally, a credit card makes your…

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